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Tackling Taxi Accidents: A New Yorker's Guide

You knew that taxi accidents happened on the busy streets in New York, but you never thought you'd be involved in one. You may be unsure of who is to blame and how you'll pay your medical bills--is it the taxi company or the driver? The following is a guide about what happens next if you've been in an accident involving a taxi. 

1. What can you do if you're involved in a taxi accident?

After the accident, the first thing you should do is go to the hospital. It's important to document your injuries as soon as possible. You should also speak to the police about what happened and find out who is at fault for the collision.

If you are able to stay at the scene and get information, ask for the witnesses' email addresses, phone numbers and other identifying information. It's important that you have witness testimonies if your case goes to court.

2. Is the taxi company responsible for covering your medical expenses?

It's possible, but the other driver may be, too. You'll need to show that the taxi driver did something that caused the accident if you want to make a claim. For example, if the driver turned in front of another person while driving, then that driver breached the duty of care he owed you and caused your injuries. In that case, the taxi company would likely be liable.

In the case that you are in an accident caused by another driver, it's more likely that you'll want to file a claim against the negligent driver who hit the taxi. For example, if a teen was texting and driving before striking your taxi, then that teen is responsible for the crash.

3. What should you do if the driver caused the accident?

If the taxi driver caused the accident, then you're most likely covered under the driver's employer's liability insurance. In the case that the driver is not working for a company, either, because he's an independent contractor or due to another situation, then you may need to file a claim directly against the driver's insurance or in the courts if he does not have insurance.

Most situations are clear cut, but if you're not sure who is responsible for your injuries, your attorney can help you start your insurance claim. With some help, you can focus on recovery while your attorney focuses on getting you the money you need to pay off medical bills and to replace your lost wages.

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